Library

Publications by Dr. William F. Staats, Phd

Take advantage of a 5% ACB member discount on all purchases!

Bank Directors’ Guide to Controlling Credit Risk

No director of a lending institution should be without this monograph!

Dr. William F. Staats very clearly understands the duties and responsibilities of bank directors, having served as a director of four financial institutions as well as serving as an expert witness in more than 25 legal cases involving bank directors.

This most authoritative volume contains a wealth of information to assist bank directors in meeting their responsibilities in controlling credit risk.

The important topics covered include: Major Elements of a Bank Loan Policy * Steps in Underwriting a Loan * Major Underwriting Deficiencies * How to Control Credit Risk * How Directors Can Monitor Credit Risk

(Paperback, 64 pages, 2002) $9.95

Effectiveness of Bank Boards of Directors: Evidence and Prescriptions

[with Dr. Shane A. Johnson]

A bank’s board of directors is one of its most valuable, yet most underutilized, resources. This book provides prescriptions for those who want to optimize the effectiveness of their board to further capitalize on this important resource.

Major topics covered include: The Composition of Boards * Bank/director Relationships and Involvement * 7 keys to make the board more effective. Everything about board meetings from how often and how long, to how much time is spent on various topics is discussed and illustrated with useful tables.

(Hardback, 58 pages, 1988) $6.50

Key Concepts of Financial Management for Bankers

In this second and expanded edition, Dr. Staats clearly and concisely explains the basic concepts of financial management and provides examples of applications of those concepts. This book is unique in both coverage and style. It is an important tool for bankers who seek to become more valuable to their banks as well as to their customers.

Concepts covered include: Financial Statements * Cash Flow * Financial Leverage * Operating Leverage * Marginal Analysis * Present Value * Cost of Capital * Capital Budgeting

(Hardback, 120 pages, 1993) $28.50

How Chuck Taylor Got What He Wanted, (and how you can too!)

[with E.D. Sledge]

This book written in easy to understand terms, realistically presents the economic and financial facts of life to young people. It is designed to help young adults manage their financial situations effectively and avoid problems with credit. Also, the book helps students (and other people too!) better understand how the economy works in order that they might be able to take a more active and positive role in the economy.

Among the topics covered: Creating Goals, Making Choices, and Establishing Priorities * Earning Money and Using Credit * How to Establish and Maintain Good Credit * Budgeting and Managing an Income * Insurance and Taxes

(paperback 258 pages, 2000) $14.95